For Commercial

Solutions for commercial

Miramar provides underwriting solutions for property and casualty risks. Our property insurance products provide comprehensive cover for property damage and business interruption for small to medium sized businesses. Our casualty insurance products cover personal injury, advertising injury, and property damage for low to high hazard risks across a broad range of industries and community organisations.

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Miramar covers

Property

  • Aged Care Facilities / Nursing Homes
  • Child Care
  • Freight Forwarders excl. High Hazard
  • General Engineering
  • Hardware - Retail and Wholesale
  • Importers & Wholesalers:
    • Clothing & Accessories / Footwear
    • Commercial/Industrial Machinery
    • Dry Goods/Food
    • Electrical Goods
    • Variety Goods
    • Large Retail Chains
  • Licensed Clubs (Property Only)
  • Medical Clinics
  • Motels
  • Plastic Manufacturing
  • Printers
  • Property Owners:
    • Factory/Industrial
    • Homemaker Centres
    • Retail/Shopping strips
    • Shopping Centres / Factory Outlets (Property Only)
    • Warehousing/Import/ Wholesale (non-hazardous)
  • Retail Organisations - Scheme Business
  • Cold Storage - EPS
  • Food Industry – EPS

Casualty

  • Accommodation
  • Respite / Disability Care
  • Air Conditioning install/maintenance
  • Associations
  • Bottle Shops
  • Catering Firms
  • Child Care/Day Care (including abuse)
  • Clothing & textile Manufacturing
  • Community Groups
  • Construction Trades
  • Earthmoving
  • Engineering
  • Event Promotors / Organisers
  • Fibreglass Manufacturing
  • Agricultural Equipment Manufacturing
  • Industrial Machinery Manufacturing
  • Mobile Animal Farms
  • Not for Profit
  • One Day Events
  • Plastics Manufactures
  • Project Manager / Consultants
  • Property Owner Schedules
  • Restaurants
  • Rubber & Paper Products Manufacturing
  • Sporting and Social Clubs
  • Ten Pin Bowling
  • Theatre Groups/Productions
  • Tour Operators
  • Wholesale and Retail Trade
  • Zoos and Wildlife Parks

Get in touch with our team

Contact us if you have any questions or to get a quote.

The benefits

Real backing

Real people, empathetic support, always there when it matters.

Made to move

Specialist expertise and entrepreneurial insight that open new options.

Simple by Design

Responsive support, unified systems, and tools that keep things moving.

Scale for growth

Sharper solutions, broader access, and outcomes you can trust.

Download resources

Miramar Commercial

Asset Protection (MAP) Insurance Policy Wording

Miramar Commercial

Black Insurance Policy Wording

Miramar Commercial

Business Insurance Policy Wording

Miramar Commercial

General and Products Liability Insurance Policy Wording

Miramar Commercial

SCTP General and Products Liability Insurance Policy Wording

Miramar Commercial

ISR Insurance Mark IV Insurance Policy Wording

Commercial

ISR Insurance Mark IV_ Endorsements

Miramar Commercial

SCTP Industrial Special Risks Insurance Policy Wording

Miramar Commercial

Association Liability Insurance Policy Wording

Miramar Commercial

Business Insurance Proposal Form

Miramar Commercial

General and Products Liability Insurance Proposal Form

Miramar Commercial

Liability Claim Form

Miramar Commercial

Property Claim Form

Find your perfect tide

Commercial

Underwriting solutions for property and casualty risks

Financial Lines

Comprehensive professional indemnity and management liability insurance cover

Specialty

Solutions for niche and under-served industries

Wholesale

Wholesale broking services for financial lines and casualty products for retail insurance brokers

Interruption

Business interruption insurance solutions to help avoid a financial setback resulting in a permanent loss or closure of a business.

Pint

Boutique property and liability insurance solutions for regional hospitality and hotel risks

Engineering

Insurance solutions for plant or equipment repairs to get your clients back to business as soon as possible

Platinum

Casualty solutions for hard-to-place industries including construction, heavy industrial, contractor, mining and medical

Sports

Tailored insurance solutions for sports, leisure and licensed clubs