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Miramar Wholesale Pty Ltd (36 081 818 411, AFSL 229462) (‘Miramar Wholesale’) acts under a binding authority as an agent for AIG Australia Limited (ABN 93 004 727 753, AFSL 381686) (‘AIG’), the insurer of the Miramar Wholesale insurance products to issue contracts of insurance.

The contract of insurance is issued by Miramar Group Pty Ltd (ABN 97 111 534 797, AFSL 314176) (‘Miramar Group’) who acts under a binding authority as an agent for certain underwriters at Lloyd’s, the insurer of the Miramar Commercial, Miramar Financial Lines, Miramar Pint, Miramar Interruption and Miramar Platinum insurance products.

Miramar Group acts under a binding authority as an agent for and on behalf of Pacific International Insurance Pty Limited (ABN 83 169 311 193, AFSL 523921) (‘Pacific’), the insurer of the Miramar Sports insurance products.

Miramar Group acts under a binding authority as an agent for Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507) (‘Zurich’), the insurer of the Miramar Engineering insurance products.

Any advice provided is general only and has been prepared without taking into account your client’s objectives, financial situation or needs and may not be right for your client. To decide if this product is right for your client, your client should read the relevant Product Disclosure Statement (‘PDS’), Policy Wording, Target Market Determination (‘TMD’) and Financial Services Guide (‘FSG’). The PDSs, Policy Wordings, TMDs and FSG for the Miramar Commercial, Miramar Financial Lines, Miramar Interruption, Miramar Pint, Miramar Platinum, Miramar Sports, Miramar Engineering and Miramar Wholesale insurance products can be obtained by contacting Miramar on 02 9307 6600 or visiting www.miramargroup.com.au.

Miramar Group and Miramar Wholesale are wholly owned subsidiaries of Steadfast Group Ltd (ABN 98 073 659 677) (‘SGL’). SGL may receive a professional services fee (‘PSF’) from insurers, premium funders and underwriting agencies such as Miramar Group and Miramar Wholesale (‘Partner’) for access to regulatory and compliance support; marketing and communications; data insights; and access to technology platforms. The PSF is an agreed amount between SGL and the relevant Partner, usually annually. The PSF is not determined by the volume of the business that the Steadfast Network brokers place, nor is the amount of the PSF known to the Steadfast Network Brokers, so it is not able to influence recommendations to their clients. Miramar Group and Miramar Wholesale may have access to shared services from SGL, including: compliance tools; procedures; manuals and training; legal; HR banking; and group purchasing arrangements. These services are funded by SGL, subsidised by SGL or SGL receives a fee for them. SGL’s FSG is available at www.steadfast.com.au or on request by telephoning SGL’s Company Secretary on +61 2 9495 6500.

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