For Platinum

Liability Insurance - Difficult to Place Risks

• Mining
• Rail
• Industrial Services and Manufacturing
• Specialist Contractors
• Utilities
• As well as other complex / specialised risks

Liability Insurance – Construction

• Project-specific or Annual turnover-based policies (can also include non-construction related activities).
• Contractual liability from business operations described in the policy automatically included.
• Waiver of subrogation included
• Principals Indemnity included, where required
• Sub-contractors automatically included where required under contract.
• Broad appetite, including civils

The policy can also be extended to include the following:

• Gradual pollution
• Errors and omissions
• Rip and tear of defective concrete
• Asbestos removal and transport
• Product recall expense
• Airside risks
• Victorian plumbers'
• Queensland electrical contractors'

Excess Buy-Down Product

• Up to $750,000 limit for flood/cyclone excess.
• Sum insured or percentage of loss.
• Policy wording follows the same policy form as the overlying policy.
• Can be bought over multiple policies for the one occurrence for the same insured.
• Can be tailored for earthquake risks in New Zealand.

Top-up cover features:

• Additional cover up to $750,000 over sub-limits imposed for cyclone/flood perils on main/primary policies.
• Extension follows the same policy form as the main/primary policy.

Biomedical Insurance Product

• Pharmaceutical and chemical manufacturers and distributors
• Cosmetics manufacturers and distributors
• Medical device and implant manufacturers and suppliers
• Medical machinery manufacturers and suppliers
• Veterinary product manufacturers and suppliers
• Clinical research organisations
• Biotechnology companies